📞 Call (800) 601-0487
📞 Call (800) 601-0487

Credit Repair Consumer Rights

Moniekee Financial Solutions

A DBA of Moniekee Enterprises

Effective Date: June 28, 2026

At Moniekee Financial Solutions, we believe every consumer should understand their rights when seeking credit repair services. Federal law, including the Credit Repair Organizations Act (CROA), provides important protections for consumers.

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⚖️ Your Rights Under Federal Law

You have the right to:

  • Receive a written contract explaining the services offered before any work begins.

  • Cancel your credit repair contract without penalty within three (3) business days after signing.

  • Dispute inaccurate or incomplete information directly with the credit reporting agencies at no cost.

  • Obtain a free copy of your credit report from each nationwide credit reporting agency through the official authorized source.

📋 You Do Not Have to Hire a Credit Repair Company

You are not required to hire a credit repair organization to improve your credit. You may dispute inaccurate information directly with the credit reporting agencies on your own at no charge.

🚫 We Do Not Guarantee Results

Moniekee Financial Solutions does not guarantee:

  • Credit score increases

  • Removal of accurate negative information

  • Approval for loans or credit cards

  • Approval for business funding

  • Any specific financial outcome

Credit results vary based on your unique circumstances, creditor reporting, and the outcome of credit bureau investigations.

📄 Written Agreements

Before providing paid credit repair services, we will provide a written service agreement outlining:

  • Services to be performed

  • Fees

  • Your cancellation rights

  • Terms and conditions of service

We encourage every client to read all documents carefully before signing.

🔍 Accurate Information Cannot Be Removed

Federal law does not allow accurate and verifiable negative information to be removed from your credit reports before the legally permitted reporting period expires.

Our services focus on identifying and disputing information that may be inaccurate, incomplete, outdated, or unverifiable in accordance with applicable law.

🤝 Our Commitment

Moniekee Financial Solutions is committed to:

  • Honest and ethical business practices

  • Transparent communication

  • Compliance with applicable federal and state laws

  • Respecting your consumer rights

  • Providing professional credit education and support

📞 Questions?

If you have questions about your consumer rights or our credit repair services, please contact us.

Moniekee Financial Solutions
A DBA of Moniekee Enterprises

📍 1110 Cowan Rd Ste B
Gulfport, MS 39507

📞 Phone: (504) 233-9399

✉️ Email: info@moniekeefinancial.com

🌐 Website: moniekeefinancial.com